I thought it might be helpful to share what my mix of debts are for each year because it changed…a lot. For 2019, the top 8 are credit cards, the bottom 4 are loans with fixed interest rates:
2019
| Name | Interest Rate | Highest Balance | Ending Balance |
| Synchrony Home (Mattress Firm) | 0% Intro | $1,624.95 | $0 |
| Capital One (Visa) | 25.15% | $280.86 | $0 |
| JC Penney | 27.99% | $1,808.89 | $0 |
| Capital One (Master Card) | 24.65% | $4,470.02 | $0 |
| Shop Your Way (Master Card) | 27.49% | $4,967.43 | $0 |
| Coastal Credit Union Visa | 9.99% | $2,282.14 | $1,081 |
| Discover (Balance Transfer from JC Penney) | 0% | $1997.09 | $0 |
| Walmart Credit Card | 24.90% | $1,190.78 | $0 |
| Ed Fin (Student Loan) | 4.04% | $7,273.86 | $6,830.68 |
| Local Gov’t FCU – Personal Loan | 10.75% | $13,206.66 | $10,909.60 |
| Miller Motte College (Student Loan) | 8% | $1,149.73 | $0 |
| Local Gov’t FCU – Car Loan | 5.25% | $16,321.96 | $13,527.99 |
| Coastal Credit Union – Personal Loan | 8.50% | $8,600 | $8,600 |
2020
| Name | Interest Rate | Highest Balance | Ending Balance |
| Discover (Balance Transfer) | 0% | $1,081 | $0 |
| Synchrony Home | 0% (Intro) | $1,148.65 | $0 |
| Care Credit (Boob Job) | 15.90% | $8,400 | $6,858.26 |
| Local Gov’t FCU – Personal Loan | 10.75% | $10,909.60 | $0 |
| Coastal Credit Union – PL | 8.50% | $8,600 | $0 |
| Local Gov’t FCU – Car | 5.25% | $13,527.99 | $0 |
| Ed Fin (Student Loan) | 4.04% | $6,830.68 | $6,181.37 |
| Coastal Credit Union – PL | 5.99% | $15,388.61 | $14,631.09 |
| Coastal – Car | 3.39% | $13,297.58 | $11,632.29 |
2021
| Name | Interest Rate | Highest Balance | Ending Balance |
| Discount Tire | 0% (Intro) | $820.11 | $0 |
| Synchrony Home | 0% (Intro) | $1,002.14 | $700 |
| Shop Your Way Mastercard (Balance Transfer) | 0% | $2,985 | $2,985 |
| Care Credit (Boob Job) | 15.90% | $6,858.26 | $0 |
| Discover (Acupuncturist) | 24.49% | $1,847.48 | $0 |
| Coastal – Car | 3.39% | 11,632.29 | $9,336.24 |
| Ed Fin (Student Loan) | 4.04% | $6,181.37 | $5,457.77 |
| Coastal – PL | 5.99% | $14,631.09 | $12,313.90 |
2022
| Name | Interest Rate | Highest Balance | Ending Balance |
| Synchrony Home | 0% (Intro) | $700 | $0 |
| Shop Your Way Mastercard (Balance Transfer) | 0% | $5,379 | $5,379 |
| Care Credit (Wisdom Tooth & Lock Jaw) | 0% (Intro) | $1,503.64 | $636 |
| HELOC | 6% | $3,000 | $0 |
| Coastal – PL | 5.99% | $12,313.90 | $7,855.03 |
| Ed Fin (Student Loan) | 4.04% | $5,457.77 | $4,915.07 |
| Coastal – Car | 3.99% | $9,336.24 | $6,961.14 |
It’s so embarrassing to make this visible to the public because I can see where I screwed up big time.
Thank you internet for showing me that I’m the problem…
Brushes & Budgets 
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