I’m super late posting! I was supposed to have this post released before today but alas…It didn’t happen. I will still post once again tomorrow and that’s a guarantee!
We’ll return to our regularly scheduled program on Monday. 😊 Today we’ll be discussing if more money equals financial stability or…more problems. Grab your snack and the beverage you’ve been dying to drink all week and we’ll get started!
Have you ever said to yourself, “If I had more money, things would be so much better.”? Let me tell you, I know I have. I began working at my place of employment as a teller and my starting salary was $26,208 and at the time. I felt like that was enough. But as we all know…life gets expensive really fast, even when we don’t have kids or a partner. Cost of living increases consistently, gas prices go on a roller coaster, and don’t get me started on this crazy inflation we’re experiencing with consumable goods.
While I would love to say a higher income equates to financial stability, that’s not always the truth. There are some things to consider if your income increases steadily or suddenly to determine if financial stability will occur when you obtain more money.
#1 – How you currently manage your finances.
If how you’re managing your finances keeps you from living paycheck to paycheck, it’s a high probability that you will continue on your path. Even with an increase of income. If you’re struggling with your finances, it’s possible (but not always) that more money won’t do the trick.
#2 – Depends on the amount of the increase.
A large increase can cause us to feel like we have more at our disposal. Smaller increases keep us on our toes and allow us to maintain easier. If you receive a big increase, it’s easy fall into the traps of the next point so you want to beware.
#3 – If you avoid Lifestyle Inflation.
I made a post about Lifestyle Inflation. We want to make sure we maintain our current lifestyle unless absolutely necessary. That new car and new house can wait, even though I know it’s tempting to make the upgrade.
Most will never say, but a lot of people with 6-figure incomes live paycheck to paycheck. Yes…even them. The reason it’s not discussed is because of the symptoms we experience with Financial Avoidance. Occasionally, we do this in the name of deserving something. I know most of us work hard, but what makes us really “deserve” something? Why are we constantly giving ourselves a pat on a back for adulting? Working is the bare minimum needed to get by whether you’re self-employed, own your own business, or are a W-2 employee.
Think of it like this: If the thing you “deserve” is going to increase your monthly expenses, it’s not a true gift to yourself. It’s a liability that you could grow to regret if something happened with your income. Let your gift to yourself be something you can pay for right away.
To correct this, transparency is king along with asking for help when it’s needed from a trusted source. We’ll talk about more trusted sources at a later date.
While it is always nice to have more money, this is all to say, never be envious of what others have. Even those of us with modest incomes can still obtain financial stability. Once you get to the income level you desire to achieve, make sure you do everything in your power to prevent more money from becoming a problem. If it’s currently a problem no matter if you have a higher or lower income, do what you can to get things under control so it can feel beneficial to you.
Being financial stable in and of itself is a pay day at any walk of life. Be good to yourself and to your bank account.
Pro-Makeup Artist Tip
If you’re looking to breathe a little life into your face and give the appearance of dewiness in a controlled setting, highlighter will be your go to! I prefer a powder version as opposed to creams and liquids but it’s all according to your preference. One with great color payout is Wet N’ wild MegaGlo Highlighting Powder and it can be purchased at most stores. When it comes to highlighters, experiment! Find something that works for you.
That’s it for today! Be sure to like, comment, and subscribe to receive notifications for my posts.
Until Next Time!
Photo by Andre Taissin on Unsplash
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