Okay! We’ve made around another paycheck sun…is that a thing? I’ll call it a thing…why not. My finances revolve around my paychecks. For this post we’ll have a chat about how things went for the last two weeks and what my upcoming plans are. These posts are always a little longer than the others, so it’s only right that you grab a bite to eat and something to quench your thirst, and we’ll get started!
Seriously! Check this out!
The biggest difference that was expected for my bills was Guardian which is my water bill. I anticipate total of $20 to be spent on water for the month because it’s just me, but as you can see…I went way below for this final pay period and I believe this was highlighted when I highlighted this paycheck in June. While that was great and all. I did the absolute best for my variable spending and that was without even trying!!! I did go over my food budget by $36.02, but I was way under my Gas budget by $42.97, and my Miscellaneous budget by $76.80. Over all I budget for $389 initially and spent $305.35. As for my Savings. The bulk of what I gained in other income went to my high yield savings. It was a total of $9 in interest I accrued, my Sinking Funds stay set for now at $89. Come August I will reduce that amount and it’ll be visible in my paychecks. The last thing I want to say was oh…my…GOD! I always expect to pay a little extra before the paycheck closes but look at the differences between the debt budgeted and actual debt!!! I anticipated to pay $537, I paid $631!!! That’s almost $100 in extra payments! I need to keep things in check for now so I can keep up with these amazing numbers. It’s unreasonable to hope for that but a gal can dream. I’ll share my updated debt numbers next Money Moves Monday. 😊
Here’s my plan for this pay period:
I have a few more bills and a lot less left over but it’ll still leave a dent none-the-less. I pay anywhere between $1,200-$1,500+ towards debt every month and that’s why I have began showing all of the payments I’ve made during Money Moves Month-End so it’s visible. Check this post to see what the month of June looked like for every payment I made.
With me “graduating” myself from PT I didn’t have to touch my savings at all for that cost and today I’ll be posting my final payment to bring my Care Credit card back down to its normal level.
Pro-Makeup Artist Tip
This is a quick tip but it’s about lipsticks. Most of us who like but don’t feel 100% comfortable with makeup love love love lipstick. When you are choosing your lipstick textures, matte lipstick has the longest life of them all but, it can be very drying. Before applying your matte lipstick, apply a lip balm, not a lip gloss a lip balm and blot away the excess with tissue. Then apply your matte lipstick in short strokes. This will give you a flawless and enviable finish.
That’s all I have for today! Don’t forget to like, comment, subscribe to see more content from me and to share my page with someone who you think may benefit from the makeup tips or financial advice.
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Until Next Time!
Photo by Brett Jordan on Unsplash
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