Money Rants
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Financial Avoidance
Hopefully no one goes quiet on me for today’s topic. It’s another rough one but has to be discussed. Instead of avoiding big subjects we might as well meet them head on since we’re nearing the end of Financial Literacy Month. Grab your snack, preferably a Snickers if you like to eat your feelings, a Continue reading
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3 Simple Steps to Control Your Finances
It’s the final week of Financial Literacy Month! While I’m sad to see it go, the rest of the month I’m going to share financial information that just might help you turn your finances around. Grab your snack preferably raw broccoli because we want to be beach ready for the summer, and a glass of Continue reading
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4 Reasons I’m Against Cash Spending
Today we’ll get to talk about why I choose not to spend cash during my debt free journey. Grab a snack, baby carrots if you have any, and a glass of water or even wine because water just might not do the trick for today’s post and we’ll get started! So, one of my best Continue reading
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5 Reasons to Use A Credit Card on a Debt Free Journey
It’s still Financial Literacy Month and I’m going off the beaten path this week as I need to rebuild my content for this and next week. At one point I was a few posts ahead but alas…I got behind. Anywho! As you all know, I like use credit cards to earn cash back. Sounds great Continue reading
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Lifestyle Inflation
This is a week where budgeting takes a back burner. The space will be filled with articles surrounding my experiences and other information about personal finance. Today’s topic is surrounding lifestyle creep, also known as lifestyle inflation. It’s super important to grab that snack. If you’re anything like I was before I started my path Continue reading
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IT’S PAYDAY!!! – My April 5th Paycheck
Not only have we started a new month but I also got paid today! For my April 5th paycheck, I’ll be letting you know how I plan on spending my money for the next 2 weeks. Don’t forget to grab yourself snack and something to drink! When it comes to what’s going to happen for Continue reading
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To Finance? Or, Pay Cash?
A lot of us who are debt conscious have a big question: Should I finance or pay cash for a high-cost item? The goal is to try to answer that question by the end of this post. Grab a snack, a glass of water, a beer, whatever you choose and we’ll get started! You may Continue reading
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I Sold My First House
Sigh…This is more of a personal post with a financial aspect. It’ll help you understand what lead to the decision for me to begin budgeting though. 2016 was a very good year for me. I graduated from school for esthetics, I turned 30, I bought my first home, and most importantly, the start of my Continue reading
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My Thoughts On Uncle Dave…
This may be a hot-button topic for a few people, but I wouldn’t be true to myself if I don’t share why I no longer ascribe to Dave Ramsey’s baby steps. This post is super judgmental. But most people’s opinions can be. Keep in mind, Dave won’t be losing any sleep off my lowly blog Continue reading
About Me
I’m a licensed esthetician and free lance makeup artist that has a full-time career at a local credit union in Raleigh, NC. Personal finance has become my second love next to makeup, as well as an unhealthy addiction to Excel. The plan is to be debt-free by late August 2024. New posts will be available between Monday and Thursday at 6 AM. To watch my debt balances go up or down, check my Money Moves Monday/Month-End posts. 😊
Brushes & Budgets 