beauty
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4 Reasons I’m Against Cash Spending
Today we’ll get to talk about why I choose not to spend cash during my debt free journey. Grab a snack, baby carrots if you have any, and a glass of water or even wine because water just might not do the trick for today’s post and we’ll get started! So, one of my best Continue reading
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Money Moves Monday!
It’s another Money Moves Monday! Today we get to see my progress over the last week and the moves I made to continue to improve my financial situation. With that being said, grab that snack that I think is required, because I love snacking, a beverage…preferably water because summer is rapidly approaching, and we’ll get Continue reading
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It’s Pay Day!!!
I’m a little late on this post but wanted to make sure I got it out before my life starts to life. Grab you snack and something to drink and we’ll get started with what I plan on doing with my paycheck this lovely pay day. As much as I’d hope to be below the Continue reading
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Budget Close Out – April Paycheck 1
It’s April 18th and time for me to close out my budget for the pay period! We’ll go over how things went for this budget. Grab a snack, grab a drink and we’ll get started. Okay! First and foremost. I spent way more on my birthday than I should’ve. There should be an unwritten rule Continue reading
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The Beginning – 2019
I’d like to take you all on a journey and talk about what my numbers looked like month-by-month since I began working towards debt Freedom. This is a long read so be sure to grab a snack. If you’re a skimmer, the bold areas highlight the month, year, starting, and ending balance. There’s something for Continue reading
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My Mix of Debts
I thought it might be helpful to share what my mix of debts are for each year because it changed…a lot. For 2019, the top 8 are credit cards, the bottom 4 are loans with fixed interest rates: 2019 Name Interest Rate Highest Balance Ending Balance Synchrony Home(Mattress Firm) 0% Intro $1,624.95 $0 Capital One Continue reading
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2 Months Later
Well!!! It’s been over two months and I have yet to give an update to what’s been going on. To be honest, life has gotten a way from me. When I began this blog, I was waiting to be treated for TMJ. I had lockjaw at the beginning of December 2022. By the end of Continue reading
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Well, Here We Are

I’m a single, 36 year old licensed esthetician and free lance makeup artist without kids, that has a full-time career at a local credit union in Raleigh, NC. Over the years…since October of 2012 to be specific, I’ve managed to dig myself into a very large debt dumpster. By January of 2019 I actually looked Continue reading
About Me
I’m a licensed esthetician and free lance makeup artist that has a full-time career at a local credit union in Raleigh, NC. Personal finance has become my second love next to makeup, as well as an unhealthy addiction to Excel. The plan is to be debt-free by late August 2024. New posts will be available between Monday and Thursday at 6 AM. To watch my debt balances go up or down, check my Money Moves Monday/Month-End posts. 😊
