debt
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Money Moves Monday – 4/10/2023
We’re just barreling through 2023 aren’t we? Debt update doesn’t sound as exciting as Money Moves Monday, so this is it’s new official name! Today on Money Moves Monday I have a few updates to share with you all. Go ahead and grab your snack, and this time…maybe some tea because I’ve got some interesting Continue reading
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You Can’t Take It With You
I’ve worked at the credit union since July of 2011. I’ve never imagined having this longevity with one place before I turned 40. With that longevity comes a massive amount of experiences serving in different capacities. This post is surrounding my time in Loan Servicing and a few things I learned about mortality. I’m sure Continue reading
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IT’S PAYDAY!!! – My April 5th Paycheck
Not only have we started a new month but I also got paid today! For my April 5th paycheck, I’ll be letting you know how I plan on spending my money for the next 2 weeks. Don’t forget to grab yourself snack and something to drink! When it comes to what’s going to happen for Continue reading
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Closing Out My Budget – March Paycheck 2
Pay day is approaching and I’ll be closing out my budget that started 3/22/2023! I stated before I budget each time I get a paycheck and I get paid every two weeks. The month to month budgeting was just too much for how my brain worked and this has been so helpful when it comes Continue reading
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Debt Update 4/3/2023
Here I am with another Debt Update! I plan on posting them every Monday…I might rename it Money Moves Monday but we’ll see! Anywho, I hope you have your snack and drink ready because we are going on with the updates! March went extremely well! In addition to my regular income, I received a bonus Continue reading
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To Finance? Or, Pay Cash?
A lot of us who are debt conscious have a big question: Should I finance or pay cash for a high-cost item? The goal is to try to answer that question by the end of this post. Grab a snack, a glass of water, a beer, whatever you choose and we’ll get started! You may Continue reading
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I Sold My First House
Sigh…This is more of a personal post with a financial aspect. It’ll help you understand what lead to the decision for me to begin budgeting though. 2016 was a very good year for me. I graduated from school for esthetics, I turned 30, I bought my first home, and most importantly, the start of my Continue reading
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Debt Update – 3/25/2023
I’m feeling pretty good! I’m about an inch close to being below $29,000 of debt…again. Next week, I’ll for sure make it. Continue to read on for a breakdown of what was paid since my last update. Name Date Payment Amount Principal Interest New Balance Shop Your Way 3/21/2023 $31 $31 $0 $4,669 Care Credit Continue reading
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My Thoughts On Uncle Dave…
This may be a hot-button topic for a few people, but I wouldn’t be true to myself if I don’t share why I no longer ascribe to Dave Ramsey’s baby steps. This post is super judgmental. But most people’s opinions can be. Keep in mind, Dave won’t be losing any sleep off my lowly blog Continue reading
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The 25% Net or 28% Gross Rule
I’m a part of a budgeting community on Facebook. One of the posters mentioned how much their income was, in conjunction with how much they thought was the ideal amount to pay for mortgage or rent and that got my wheels turning. Just how much should you pay for your mortgage/rent in a month? Whether Continue reading
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It’s March 22, 2023…Pay Day!!!
Today is a good day to get paid!!! I’m going to break down what my plan is for this paycheck and what I’ll be spending it on. This should be relatively short because I don’t think I have any stories to tell…that’s probably a lie but humor me by reading through the post anyway. LOL! Continue reading
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Why Are Those Funds, Sinking?
Have you ever had a major expense that you knew was coming, pop up and thought…”sh*t…I don’t have the money for this”? Just when your boat is about to sink, queue sinking funds. Sinking funds is a way to prepare for an upcoming expense that you know is going to happen at a specific time Continue reading
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Food, Gas, Miscellaneous
There’s one sure thing in life. If you’re born, you’re going to die and probably pay taxes while you wait. Now that we started things on a positive note…I’ll jump right into today’s topic. Food, gas, and miscellaneous spending catches us all off guard, sometimes you’re never sure how much is too much. Maybe you Continue reading
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Budget Who? Budget What?
Now that I got everyone caught up to my debt picture through 2023, we’ll talk about a few more things that have helped me along the way. Let’s discuss that B word that some dare not speak. BUDGET. Hopefully the other B word didn’t come to mind… Once upon a time, I truly thought I Continue reading
About Me
I’m a licensed esthetician and free lance makeup artist that has a full-time career at a local credit union in Raleigh, NC. Personal finance has become my second love next to makeup, as well as an unhealthy addiction to Excel. The plan is to be debt-free by late August 2024. New posts will be available between Monday and Thursday at 6 AM. To watch my debt balances go up or down, check my Money Moves Monday/Month-End posts. 😊
Brushes & Budgets 